Credit Cards: It’s Your Choice
KeyPoint Federal Credit Union offers four VISA cards to choose from. Whatever you're looking for, we have the VISA card for you! For more information, call a member of our friendly staff at 225.214.9400 or visit your nearest branch. To apply, fill out the attached application, and mail or deliver it to your nearest branch location.


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ClassicPOINT Visa

If you have limited credit, or would like to improve your existing credit, our ClassicPOINT Visa offers no annual fee and low rates to help build, rebuild, or re-establish your credit.

  • No Annual Fee
  • Low Introductory Rate
  • Low Minimum Monthly Payment
  • FREE online account access
  • No balance transfer fees*
  • Credit line up to $7,500

SmartKEY Visa

Our SmartKEY Visa offers a low-interest rate on purchases and balance transfers.

  • No Annual Fee
  • Low Introductory Rate
  • Lowest (Best Rate) Rate Program
  • Low Minimum Monthly Payment
  • FREE Online Account Access
  • No Balance Transfer Fees*
  • Credit Line up to $15,000




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Click Here for Online Approval
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Click Here for Online Approval

RewardsPOINT Visa

Earn rewards wherever you go! Our RewardsPOINT Visa offers cardholders a low-interest rate and allows you to earn rewards for everyday purchases.

View Your Rewards Points Online!

  • No Annual Fee
  • Low Introductory Rate
  • Low Minimum Monthly Payment
  • Earn one point with every $1 of net purchases**
  • Earn 1,000 points on first purchase
  • Redeem points on travel, cash, or gift certificates
  • FREE online account access
  • No balance transfer fees*
  • Credit Line up to $15,000

Business (BizCard) VISA

KeyPoint's Business (BizCard) VISA has the convenience of making purchases with the benefit of rewards. Finally, a business credit card that "always keeps you in the black!".

 

  • No Annual Fee
  • Low Minimum Monthly Payment
  • Earn one point with every $1 of net purchases**
  • Earn 2,500 points on first purchase
  • Redeem points on travel, cash, or gift certificates
  • FREE online account access
  • No balance transfer fees*
  • Credit Line up to $45,000
  • Low introductory rate