PINPoint^SM Debit: Paying for your purchases with a debit card is so convenient that its hard to remember ever paying with cash or a check. With a debit card, you can buy what you want just about anywhere. A debit card withdraws the money right from your checking account so theres no bill later on; no credit card interest to pay later, either. Your KeyPoint FCU debit card avoids tedious check-writing hassles at the cash register. Put the PAYPoint^SM debit card in your wallet, and let it work for you. Wherever you are, we're all about you.

Overdraft Protection: Protection of your funds from unneeded and unintentional fees is one of KeyPoint FCUs KEY concerns. Thats why we have different ways to keep your account positive and give you peace of mind. Your share account and your KeyLine of Credit can serve as overdraft protection to your checking account. Funds needed to cover an overdraft are automatically transferred from your share account or KeyLine of Credit and deposited into your checking account.* Normal NSF and transfer fees may apply.

*monthly transfer transaction limitations apply

Store your belongings securely in a safe deposit box at KeyPoint. Your box is kept in a large safe that is fire Recommended are any type of document that is flammable and important, such as social security cards and birth certificates, or anything of sentimental value, like pictures. Also, precious jewelry or heirlooms are good choices too.